Regulations

Tryptophan bad dream

For all who will be enjoying a festive turkey meal on Christmas day, regulations will probably be the furthest thing from your mind.  But as the tryptophan kicks in, dream about this—who is making sure that turkey isn’t a danger to your health? Stephen McDonnell is the founder and CEO of Applegate Natural and Organic […]

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Issues on Small Business Lending

Here are two good articles that talk about the lack of lending to small businesses. The first issue is the problem with regulators, not regulations. We have heard numerous complaints of inconsistency of regulators in how they deal with financial institutions regarding small business lending. Some banking regulators are overzealous when it comes to the

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RAA: The end of accountability as we know it

Who doesn’t like the concept of accountability?  We instinctively understand that people and organizations should be accountable for their behavior.  Politicians and government should be accountable for their words and actions.  Accountability is as American as mom and apple pie–except when it is just a phony adjective as in the Regulatory Accountability Act (RAA) being

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U.S. Senator Coburn releases report exposing billions in giveaways for millionaires

With the on-going battle in Congress over increasing taxes on the wealthiest Americans to reduce the deficit and/or pay for needed government programs, the most fiscally conservative Republican Senator is exposing taxpayer subsidies for people making over a million dollars a year.  Unemployment checks for these folks….really?   Nov. 13, 2011 (WASHINGTON, D.C.) – U.S.

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Update on crowdfunding legislation

Last Friday I told you that the U.S. House overwhelmingly passed a bill that would allow small businesses to solicit investment capital of up to $1 million with a $10,000 maximum per individual contribution without having to do all the expensive and time consuming paperwork registering with the Securities and Exchange Commission.  The concept is

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Lack of demand is the problem not regulations

PoliticoLetter to the EditorNovember 9, 2011 Former Sen. Blanche Lincoln, in her Opinion piece “Why Small Businesses Matter” (POLITICO, Nov. 1), insists that too much regulation is “the roadblock that many small businesses cite as their greatest impediment to growth.” But Lincoln, who is now the chairwoman of an anti-regulation organization created and funded by

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Hope for bipartisanship and small business?

If your feet felt cold this morning, it’s because Hell has frozen over. Last evening the U.S. House passed overwhelmingly (407-17) a piece of President Obama’s American Jobs Act.  While the Senate Republicans yesterday blocked the transportation part of the jobs bill, House Republicans and Democrats solidly supported changing Security and Exchange Commission (SEC) regulations

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Regulatory reform good for multinationals, yet bad for you.

The Hill’s Congress Blog November 1, 2011 By Frank Knapp Jr   The Regulatory Accountability Act of 2011 (RAA), a bipartisan bill introduced in the House and Senate, portends to offer common sense rules to affect how Federal agencies analyze costs and benefits. The bill provides extensively detailed procedures for agencies in promulgating regulations that

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